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Law Offices of Miguel Parlade, P.A.
Offices in Miami-Dade County, Florida
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Frequently Asked Questions

How much does a bankruptcy cost?
That is not so easy to answer.  As you can see there are various chapters of bankruptcy that depend on your particular circumstance.  On average, a Chapter 7 bankruptcy will cost between $1,000 to $3,000 plus costs.  While a Chapter 13 bankruptcy will typically involve $2,000 up front plus costs, as well as those payments disbursed throughout the life of the plan.

How do I know what I qualify for?
The only way to find out is to sit for a free consultation with a qualified attorney to discuss in detail your situation.   Typically this meeting lasts about half an hour.   

If I filed a previous bankruptcy, can I file again?
A Chapter 7 bankruptcy can be filed every 8 years and every 6 years from a prior Chapter 13 filing.  A Chapter 13 bankruptcy can be filed every 4 years from a previous Chapter 7 filing and every 2 years from a prior chapter 13 filing.   

What are the prerequisites for a bankruptcy?
Within 180 days prior to filing bankruptcy, you must have received a certificate from an approved credit counseling agency that states that you are eligible for bankruptcy relief.  After you file, you must also complete a Financial Management Course prior to receiving your discharge.   
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 Disclaimer:   The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your situation.